CapitalizationĬornerStone Bank, National Association has a Capitalization of 9.46% versus the BestCashCow average of 10.23.Ĭapitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. A bank with a consistently high ROE can be considered well run.Ī bank with a consistently low ROE can be considered poorly run. Return on equity measures how efficiently a bank is making money from its capital. To cover these potential losses it had $19,099,000 in equity and $1,762,000 in loans loss reserves.ĬornerStone Bank, National Association has a Return on Equity of 8.76% versus the BestCashCow average of 9.98%. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bankĬornerStone Bank, National Association had $699,000 in non-current loans and $0 in owned real estate. With its tangible common equity and its loan loss reserves.Ī lower Texas ratio indicates better coverage of problem loans. The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) No depositor has ever lost deposits that have been within the FDIC insurance limits. The following ratios and data are available to help you better understand the financial condition of CornerStone Bank, National Association. No closing costs, prepayment penalties, or minimum draw requirementsĬornerStone Bank, National Association Ratio Analysis.Third Federal rate are typically 20% lower than other leaders.Flexible credit - only pay for what you useĬonditions… Variable APR of Prime minus 1.01% in all states.Prime Rate as of =6.25% (Wall Street Journal).Published rates and terms based on primary homes. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. No closing costs on new HELOCs up to $500,000. Hazard insurance is required on all loans secured by real property flood insurance may also be required. All offers of credit are subject to credit approval applicants may be offered credit at higher rates and other terms. Home Equity rates and terms are subject to change without notice. Featured - New York Home Equity Line Of Credit Rates 2022 Lender
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